Board Policy

Retiree Medical Insurance Plan Rules for USD 108 - GAOG

Adopted by the Board: 02/08/2021

1.     Utilizing guidance from Kansas Statute 12-5040, employees who have been actively employed for 10 years or more may be eligible to stay on the employer’s health plan to age 65.

 a.       Retiree coverage will cease to be available the month the employee turns 65, or in advance of that for non-payment of premium or securing credible coverage elsewhere.

 b.       Retiree plan premiums are paid by the retiree, retiree premiums are determined and set by state statute which is currently at 125% of the active employee premium. Premiums for this classification are determined annually at the time of employer's health plan renewal

 2.     Medical plan open enrollment is available to retirees for plan tier changes only, if desired. Removing dependents is available during this window or any other timeline that is eligible for a qualifying event change.

 3.     Employees and any covered dependents at the time of retirement are eligible to remain on the plan to age 65. Qualified dependents cannot be added after the triggering event of the employee’s retirement date.

 4.     If an employee reaches age 65 before their covered dependents on the plan, that covered dependent is eligible to remain on the employer’s group health plan based on current COBRA guidelines and may require additional premium costs.